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Terms and Conditions
Terms and conditions of use of WWW.OURHEALTHMATE.COM and Other Services Provided by MyFitnessWallet Pte Ltd.
  1. Interpretation
    1. MyFitnessWallet Private Limited is the owner and operator of the website www.ourhealthmate.com, hereby referred to as the Website. MyFitnessWallet Pte Ltd provides access to the Website and services associated therewith upon the terms and conditions of use set out below.
    2. MyFitnessWallet Pte Ltd will be referred to as "MyFitnessWallet". The website www.ourhealthmate.com will be referred to as "the Website", and the user of the website will be referred to as "the User". Any other service provided by MyFitnessWallet Pte Ltd will be referred to as "Services".
  2. Use of the Website and other services
    1. The use of the Website or any services on the Website signifies that you have acknowledged and consented to all of the terms of this agreement.
    2. You must be 18 years of age or older to register, visit or use the Website in any manner. By registering, visiting the Website or accepting this Agreement, you represent and warrant to MyFitnessWallet that you are 18 years of age or older, and that you have the right, authority and capacity to use the Website and agree to and abide by this Agreement.
    3. Any User that does not agree with any provisions of the same is required to leave the Website immediately and immediately discontinue use of all other Services.
  3. Collection and Use of Personal Information
    1. The term "personal data" is defined under the Personal Data Protection Act 2014 (No. 26 of 2014) ("PDPA"), and is reproduced in MyFitnessWallet’s privacy policy ("Privacy Policy").
    2. The Privacy Policy sets out:
      1. the type of information collected from Users, including personal data;
      2. the purpose, means, modes of usage and retention of such information; and
      3. how and to whom MyFitnessWallet will disclose such information.
    3. The User agrees that he/she/it is expected to read and understand the Privacy Policy so as to ensure that he/ she/it has the knowledge of:
      1. the fact that the information is being collected;
      2. the purpose for which the information is being collected;
      3. the intended recipients of the information;
      4. the name and address of the agency that is collecting the information and the agency that will retain the information; and
      5. the various rights available to such Users in respect of such information.
    4. MyFitnessWallet shall not be responsible in any manner for the authenticity of the personal data or information supplied by the User to MyFitnessWallet or any other person acting on behalf of MyFitnessWallet.
    5. The User is solely responsible for maintaining the confidentiality of the User’s account access information and password. The User shall be solely responsible for all uses of the User’s account and password, whether or not authorized by the User. The User shall immediately notify MyFitnessWallet of any actual or suspected unauthorized use of the User’s account or password.
    6. If any User provides any information that is untrue, inaccurate, not current or incomplete (or subsequently becomes untrue, inaccurate, not current or incomplete), or MyFitnessWallet has reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete, MyFitnessWallet has the right to suspend or terminate such account at its sole discretion.
  4. Covenants
    1. The User is not permitted to host, display, upload, modify, publish, transmit, update or share any information that:
      1. belongs to another person and to which the User does not have any legal right to;
      2. is grossly harmful, harassing, blasphemous, defamatory, obscene, pornographic, paedophilic, libellous, seditious, invasive of another's privacy, hateful, or racially and/or ethnically offensive, disparaging, relating or encouraging money laundering or gambling, or otherwise unlawful in any manner whatever;
      3. harms minors in any way;
      4. infringes any patent, trademark, copyright or other proprietary rights;
      5. violates any law for the time being in force;
      6. deceives or misleads the addressee about the origin of such messages or communicates any information which is grossly offensive or menacing in nature;
      7. impersonates another person;
      8. contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer resource;
      9. commits or is an attempt to commit any of the following acts:
        1. causing feelings of enmity, hatred, ill-will or hostility between different religious groups;
        2. carrying out activities to promote a political cause, or a cause of any political party while, or under the guise of, propagating or practicing any religious belief;
        3. carrying out subversive activities under the guise of propagating or practicing any religious belief; or
        4. exciting disaffection against the President or the Government while, or under the guise of, propagating or practicing any religious belief.
        5. threatens the security of Singapore or any part thereof, friendly relations with other countries, or public order or morality or constitutes contempt of court, defamation or incitement to any offence.
    2. The User is also prohibited from:
      1. violating or attempting to violate the integrity or security of the Website or any other of MyFitnessWallet’s Content;
        1. transmitting any information (including job posts, messages and hyperlinks) on or through the Website that is disruptive or competitive to the provision of Services by MyFitnessWallet;
        2. intentionally submitting on the Website any incomplete, false or inaccurate information;
        3. making any unsolicited communications to other Users;
        4. using any engine, software, tool, agent or other device or mechanism (such as spiders, robots, avatars or intelligent agents) to navigate or search the Website;
        5. attempting to decipher, decompile, disassemble or reverse engineer any part of the Website;
        6. copying or duplicating in any manner any of the information available from the Website;
        7. framing or hot linking or deep linking any content from the Website.
    3. In case of non-compliance with any applicable laws, rules or regulations, or the Agreement (including the privacy policy) by the User, MyFitnessWallet has the right to immediately terminate the access or usage rights of the User to the Services and to remove all noncompliant information.
    4. MyFitnessWallet may disclose or transfer the Users Information (as defined in the Privacy Policy) to its affiliates in other countries, and the User hereby consents to such transfer. The Personal Data Protection Act 2012 (No. 26 of 2012) ("PDPA") only permits MyFitnessWallet to transfer personal data to any other body corporate or a person in Singapore, or located in any other country, which ensures that MyFitnessWallet adheres to a standard of protection of personal data that is comparable to the protection under the PDPA only if such transfer is necessary for the performance of the lawful contract between MyFitnessWallet or any person on its behalf and the User or where the User has consented to the transfer of personal data.
  5. Liability
    1. MyFitnessWallet Pte Ltd shall not be responsible or liable in any manner to the User for any losses, damage, injuries or expenses incurred by the User as a result of any disclosures made by MyFitnessWallet, where the User has consented to the making of disclosures by MyFitnessWallet. If the User has revoked such consent under the terms of the Privacy Policy, MyFitnessWallet shall not be responsible or liable in any manner to the User for any losses, damages, injuries or expenses incurred by the User as a result of any disclosures made by MyFitnessWallet prior to its actual receipt of such revocation.
    2. The User shall not hold MyFitnessWallet responsible or liable in any way for any disclosures by MyFitnessWallet made pursuant to and in accordance with the provisions of Singapore law.
    3. The Services provided by MyFitnessWallet or any of its licensors or providers are provided on an "as is" basis, as available, and without any warranties or conditions (express or implied, including the implied warranties of merchantability, accuracy, quality or fitness for a particular purpose, title and non-infringement, arising by statute or otherwise in law or from a course of dealing or usage or trade). MyFitnessWallet does not provide or make any representation, warranty or guarantee, express or implied about the Website or the Services.
    4. Please note that the service MyFitnessWallet provides do not guarantee medical outcomes or final prices of treatment. As a user you acknowledge that every medical condition can be different and that variable factors such as responsiveness to treatment may be different for each person, and that MyFitnessWallet provides no guarantees on the final total price of any treatment or procedure. Where MyFitnessWallet is able to display a price, please note that the aforementioned caveats and that the price displayed is an "average" or "reasonable scenario price" and that the final actual price may be higher, or lower, than this displayed price. As a user you acknowledge that any pricing offered is not a fixed or guaranteed price offer.
    5. The Website may be linked to the website of third parties, affiliates and business partners. MyFitnessWallet has no control over, and is not liable or responsible for the content, accuracy, validity, reliability, and quality of such websites or made available by/through the Website. The inclusion of any links on the Website does not imply that MyFitnessWallet endorses the linked site. The User accepts that he/she/it may use such links and these services at User’s own risk.
    6. MyFitnessWallet assumes no responsibility, and shall not be liable for, any damage to, or viruses that may infect the User’s equipment on account of the User’s access to, use of, or browsing of the Website or the downloading of any material, data, text, images, video content, or audio content from the Website. If the User is dissatisfied with the Website, the User’s sole remedy is to discontinue using the Website.
  6. Indemnity
    1. The User agrees to indemnify and hold harmless MyFitnessWallet, its affiliates, officers, directors, employees, consultants, licensors, agents, and representatives from any and all third party claims, losses, liability, damages, and/or costs (including legal fees and costs) arising from his/her/ its access to or use of Website, violation or infringement of this Agreement, or infringement by any other user of his/her/its account, of any intellectual property or other right of any person or entity. MyFitnessWallet will notify the User promptly of any such claim, loss, liability, or demand, and in addition to the User´s foregoing obligations, the User agrees to provide us with reasonable assistance, at his/her/its expense, in defending any such claim, loss, liability, damage, or cost.
  7. Termination
    1. Either party may terminate this Agreement. Upon any termination of this Agreement, MyFitnessWallet Pte Ltd will stop providing any Services, and the User will stop accessing any Service.
    2. In the event of any termination the User will not be entitled to any refunds of any usage fees or any other fees.
    3. In the event of any termination any outstanding balance for Service rendered through the date of termination, or any unpaid payment obligations will be immediately due and payable in full.
  8. Contact Information
    1. If the user has any questions concerning MyFitnessWallet Private Limited, the Website www.ourhealthmate.com, this agreement, or anything related to the foregoing, MyFitnessWallet can be contacted by the following email address: support@ourhealthmate.com

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